Fixed Rate Mortgage
30 Year Fixed Rate
 Rate
 APR
 Points
 6.250%
 6.461%
 1.000%
20 Year Fixed Rate
 Rate
 APR
 Points
 6.000%
 6.276%
 1.000%
15 Year Fixed Rate
 Rate
 APR
 Points
 5.250%
 5.530%
 1.000%
Adjustable Rate Mortgage
5/1 Adjustable Rate
 Rate
 APR
 Points
 5.375%
 6.374%
 1.000%
7/1 Adjustable Rate
 Rate
 APR
 Points
 5.500%
 6.277%
 1.000%